Required Minimum Distributions — SECURE Act 2.0 Updates
SECURE 2.0 pushed RMD age to 73 (75 by 2033). Roth 401(k) RMDs eliminated. Penalty for missed RMDs cut from 50% to 25%.
Required Minimum Distributions (RMDs) start at age 73 (transitioning to 75). The penalty for missing an RMD dropped from 50% to 25% — and to 10% if corrected within two years.
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