How to Stop an IRS Wage Garnishment
An IRS wage garnishment can take up to 85% of your paycheck. Here's how to get it released — sometimes within days.
When the IRS issues a wage levy (Form 668-W), your employer is legally required to send the IRS most of your paycheck. The fastest releases come from establishing a collection alternative — most commonly an installment agreement, Currently Not Collectible status, or an Offer in Compromise.
Step-by-step
- 1
Get current on filing
The IRS will not release a levy if you have unfiled returns. File all back tax returns immediately.
- 2
Call the IRS or your assigned Revenue Officer
If you have a CP504 or LT11 letter, call the number on the notice.
- 3
Submit Form 433-F or 433-A
Collection Information Statement showing your income, expenses, and assets.
- 4
Propose a collection alternative
Streamlined Installment Agreement (under $50k), regular IA, CNC, or OIC.
- 5
Request economic hardship release
If the levy creates immediate financial hardship, the IRS can release it on the spot under IRC 6343(a)(1)(D).
Frequently Asked Questions
How PF Consulting Firm can help
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