What is a net-30 account?

A net-30 account is a vendor trade line where invoices are due 30 days after the invoice date, with no interest if paid on time.

Explanation

Net-30 terms are the most common entry-level business credit experience. Paying invoices early can produce PAYDEX® scores above 80.

Several vendors offer net-30 accounts to brand-new businesses with no personal guarantee, making them a core tool for building a business credit file from scratch.

Examples

•$200 supply order → invoice due in 30 days
•Used to build first trade lines
•Paying in 5–10 days = PAYDEX® near 90

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