Explanation
Each reporting tradeline contributes to the business's payment history, utilization, and score across the bureaus that receive its data.
Tradelines are categorized as financial (banks, lenders) and trade (suppliers); financial tradelines often carry more underwriting weight.
Examples
- •Net-30 vendor accounts
- •Business credit cards (Amex, Capital One Spark, etc.)
- •Equipment financing
- •Business lines of credit
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