Explanation
Business credit cards build business credit, separate business and personal spending, earn business-focused rewards, and provide working-capital flexibility.
Most issuers require a personal guarantee, especially for newer businesses, but report account activity to commercial bureaus that drive business credit scores.
Examples
- •American Express Business cards
- •Capital One Spark Business
- •Chase Ink Business
- •Brex (for incorporated businesses)
Find out where you actually stand
Funding readiness scoring, before you apply anywhere.
We review bankability, banking history, business credit file and documentation against what underwriters look for, so an application goes out when it can survive review.