Member with single-bureau monitoring history · Tampa, FL · First analysis
Tri-Bureau Analysis Found a 71-Point Discrepancy on Equifax Alone
Member had been monitoring TransUnion only; CloudsCreditRepair™ tri-bureau pull found a 71-point Equifax gap caused by one inaccurate item.
Equifax score
660731
Challenge
Member couldn't understand why lender pulls were lower than her credit-monitoring app showed.
Approach
- 01Pulled all three bureaus simultaneously.
- 02Identified one collection appearing only on Equifax.
- 03Disputed via Equifax-specific METRO 2 angle.
Outcome
Collection deleted within 28 days. Equifax score moved up 71 points; her tri-bureau mid-score moved 681 → 731.
FAQs
Why are bureau scores different?
Bureaus receive different data from different furnishers. A clean Experian doesn't mean a clean Equifax.
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