Member with single-bureau monitoring history · Tampa, FL · First analysis

Tri-Bureau Analysis Found a 71-Point Discrepancy on Equifax Alone

Member had been monitoring TransUnion only; CloudsCreditRepair™ tri-bureau pull found a 71-point Equifax gap caused by one inaccurate item.

Equifax score
660731
Challenge

Member couldn't understand why lender pulls were lower than her credit-monitoring app showed.

Approach
  1. 01Pulled all three bureaus simultaneously.
  2. 02Identified one collection appearing only on Equifax.
  3. 03Disputed via Equifax-specific METRO 2 angle.
Outcome

Collection deleted within 28 days. Equifax score moved up 71 points; her tri-bureau mid-score moved 681 → 731.

FAQs
Why are bureau scores different?

Bureaus receive different data from different furnishers. A clean Experian doesn't mean a clean Equifax.

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