MedSpa, 3 years TIB · Tampa, FL · 11 months
Tampa MedSpa Approved for $380K SBA Build-Out Loan
SBA 7(a) approved for $380K covering build-out, equipment, and 6 months working capital.
SBA loan
$0$380,000
Challenge
Owner wanted a second location but needed comprehensive financing covering construction + equipment + runway.
Approach
- 01Built tri-bureau business credit and personal credit to 720+.
- 02Compiled construction estimates, equipment quotes, and 24-month pro-forma.
- 03Matched to an SBA preferred lender with healthcare specialty.
Outcome
Approved at $380K, 10-year term. Second location opened on schedule and reached breakeven in month 8.
FAQs
Can SBA loans cover build-out and equipment?
Yes — SBA 7(a) supports working capital, equipment, and leasehold improvements within a single facility.
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