Brooklyn restaurant group · New York, NY · 4 months
New York Restaurant Restored PAYDEX From 62 to 84 After Vendor Disputes
Vendor billing errors had dropped PAYDEX to 62, blocking line-of-credit renewals. Disputes and re-reporting restored to 84.
PAYDEX
6284
Challenge
A produce vendor mis-reported four invoices as 30 days late when they had been paid on terms. PAYDEX fell to 62 and the restaurant's bank LOC was flagged for non-renewal.
Approach
- 01Gathered ACH payment evidence for each disputed invoice.
- 02Filed a direct D&B trade dispute with documentation.
- 03Followed up with the vendor's AR department for corrected reporting.
- 04Added two replacement reporting tradelines to insulate the file going forward.
Outcome
All four entries corrected. PAYDEX restored to 84 within 4 months and the LOC renewed at the previous limit.
FAQs
Can incorrect trade reporting be disputed?
Yes. D&B provides a trade dispute mechanism similar to consumer bureau disputes, but documentation requirements are stricter.
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