2-person consulting LLC · Miami, FL · 90 days

Miami LLC Hit PAYDEX 80 in 90 Days With CloudsCreditRepair™ Stack

Fundability audit + 6-vendor Tier 1 stack established a PAYDEX 80 D&B profile in 90 days.

PAYDEX
N/A80
Net-30 vendor accounts
06
Challenge

Founders had personal credit but no business credit profile, blocking them from net-30 terms with their core vendors.

Approach
  1. 01Compliance audit: fixed NAICS code, added 411 listing, verified Secretary of State alignment.
  2. 02Obtained free D-U-N-S Number and confirmed file activation.
  3. 03Opened 6 Tier 1 net-30 accounts (Uline, Quill, Grainger, Crown Office, Summa Office, Wise Business Plans).
  4. 04Paid all 6 invoices on or before due date over two cycles.
Outcome

PAYDEX 80 within 90 days. Two preferred vendors moved them to net-60 terms unprompted.

FAQs
What's required to start business credit?

An entity, EIN, business bank account, D-U-N-S Number, consistent NAICS/SIC classification, and a 411 listing.

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