Revocable Trust vs. Will — Which Do You Actually Need?
A will alone almost always means probate. A funded revocable trust skips probate, keeps your estate private, and costs less long-term in most states.
The will-vs-trust question turns on three factors: real estate ownership, state probate cost, and privacy preferences. Trusts dominate in CA, FL, NY because probate is expensive; in TX and other small-estate states, a well-drafted will may suffice.
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