Explanation
Metro 2® compliance requires accurate and complete reporting of every field. Furnishers who fail Metro 2® standards open themselves to dispute and FCRA liability.
Disputes that cite specific Metro 2® violations are often more effective because they pinpoint the exact reporting failure rather than just claiming inaccuracy.
Examples
- •Account number format
- •Date opened, date of first delinquency
- •Payment rating field
- •Compliance condition codes
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