Explanation
FICO® scores range from 300 to 850 and weight payment history (~35%), amounts owed (~30%), length of history (~15%), new credit (~10%), and credit mix (~10%).
Industry-specific FICO® versions exist for auto, mortgage, and bankcard lending, and can produce different numbers than the consumer FICO® 8 most people see.
Examples
- •FICO® 8 — most common
- •FICO® 9 — newer model
- •FICO® Auto Score 8 — used by car lenders
- •FICO® Bankcard Score 8 — used by credit card issuers
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