Explanation
Roadmaps are personalized — based on actual file data — not generic templates, and they re-sequence as actions are completed.
Every step includes the expected score impact, the dependencies, and the supporting AI Coach explanation.
Examples
- •Pay down Card A from 78% to 9% utilization
- •Dispute mixed-file tradeline at TU and EX
- •Add secured card to thicken file
- •Stop new applications for 90 days
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