Explanation
Banks express the rating as a 'low five figures' (e.g. $10,000–$39,999) or 'mid five figures' shorthand. Many lenders require a low-five bank rating before approving funding.
Bank rating is one of the easiest lender-facing metrics to improve — maintaining stable balances for 90 days can graduate a business into a higher tier.
Examples
- •Low 4 = $1,000–$3,999 average daily balance
- •Low 5 = $10,000–$39,999
- •Mid 5 = $40,000–$69,999
- •High 5 = $70,000–$99,999
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