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Legal· 8 min read

How to Form an LLC in Florida (2026 Guide)

Florida LLC formation in 7 concrete steps, including 2026 fees, BOI reporting, and the annual report trap that costs $400 if missed.

A Florida LLC is the default entity for small businesses operating in the state. The Division of Corporations (Sunbiz) accepts filings online, and a properly formed LLC takes 1–3 business days. The mistakes that cost real money come after formation — missing the annual report and skipping the federal BOI report.

Step-by-step

  1. 1

    Search Sunbiz for name availability

    Your name must include 'LLC' or 'L.L.C.' and be distinguishable from existing entities.

  2. 2

    Appoint a registered agent

    Florida address required. Cannot be a P.O. box. Most owners use a commercial RA for privacy.

  3. 3

    File Articles of Organization

    $125 filing fee. Online filing via Sunbiz processes in 1–3 business days.

  4. 4

    Apply for EIN with the IRS

    Free via IRS.gov. Required for banking and hiring.

  5. 5

    Draft an operating agreement

    Not filed with the state but required by banks and protects single-member liability shield.

  6. 6

    File BOI report with FinCEN

    Federal requirement for most LLCs within 30 days of formation. Penalties up to $591/day if missed.

  7. 7

    Calendar the annual report

    Due May 1 every year. $138.75 on time. $400 late penalty if filed after May 1.

Checklist

  • Unique LLC name confirmed on Sunbiz
  • Registered agent name + Florida street address
  • Articles of Organization filed and approved
  • EIN issued by IRS
  • Operating agreement signed by all members
  • BOI report filed with FinCEN
  • Annual report reminder set for April
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