Explanation
LTV measures lender risk: lower LTV means more borrower equity and lower risk to the lender.
Conventional commercial real estate loans typically cap LTV at 65–75%; SBA 504 loans can allow up to 90% LTV.
Examples
- •$750K loan ÷ $1M property = 75% LTV
- •Commercial real estate: 65–75% typical
- •SBA 504: up to 90% LTV
Find out where you actually stand
Funding readiness scoring, before you apply anywhere.
We review bankability, banking history, business credit file and documentation against what underwriters look for, so an application goes out when it can survive review.