Explanation
Lines of credit are ideal for working capital fluctuations: covering payroll between receivables, funding inventory, or bridging slow seasons.
Bank lines typically offer the best rates but require strong financials. Fintech lines (e.g. revenue-based) are easier to qualify for but cost more.
Examples
- •Bank LOC: $25K–$500K, prime + margin
- •Fintech LOC: faster approval, monthly factor rates
- •SBA Express LOC: SBA-backed revolving facility
Find out where you actually stand
Funding readiness scoring, before you apply anywhere.
We review bankability, banking history, business credit file and documentation against what underwriters look for, so an application goes out when it can survive review.