Explanation
The exact list varies by product. SBA loans require the most documentation; revenue-based lenders may need only bank statements and a driver's license.
Document-ready businesses close funding faster, get better terms, and avoid stipulations that delay funding by 2–6 weeks.
Examples
- •2 years business tax returns
- •2 years personal tax returns
- •3–12 months business bank statements
- •P&L and balance sheet (current YTD)
- •Articles of organization, EIN letter, operating agreement
Find out where you actually stand
Funding readiness scoring, before you apply anywhere.
We review bankability, banking history, business credit file and documentation against what underwriters look for, so an application goes out when it can survive review.