Explanation
The exact list varies by product. SBA loans require the most documentation; revenue-based lenders may need only bank statements and a driver's license.
Document-ready businesses close funding faster, get better terms, and avoid stipulations that delay funding by 2–6 weeks.
Examples
- •2 years business tax returns
- •2 years personal tax returns
- •3–12 months business bank statements
- •P&L and balance sheet (current YTD)
- •Articles of organization, EIN letter, operating agreement
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